Terms and Conditions
Last Updated: 26 February 2026
IMPORTANT: PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE PURCHASING ANY SERVICES, PROGRAMME ENROLMENTS, EVENT TICKETS, OR DIGITAL PRODUCTS FROM B1 OF US. BY COMPLETING A PURCHASE, CREATING AN ACCOUNT, ACCESSING OUR E-LEARNING PLATFORM, OR ATTENDING ANY EVENT, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS IN THEIR ENTIRETY.
1. INTRODUCTION AND ACCEPTANCE
1.1 Agreement to Terms
By accessing or using the B1 Of Us website (www.b1ofus.com), services, community platform, e-learning platform, newsletters, events, coaching programmes, or any related materials (collectively, the “Services”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, you must not access or use our Services.
1.2 Definitions
In these Terms, the following definitions apply:
“Company,” “we,” “our,” or “B1 Of Us” means B1 Of Us Advisory Services, a Free Zone Company registered in the United Arab Emirates, including its directors, officers, employees, agents, and representatives.
“Customer,” “you,” or “your” means any person accessing or using our Services, including website visitors, newsletter subscribers, community members, retreat attendees, e-learning users, and coaching clients.
“Content” means all information, text, graphics, videos, audio recordings, slide presentations, templates, calculators, tools, frameworks, workbooks, and any other materials and resources provided through our Services.
“Community” means any forum, group, WhatsApp group, online platform, or membership area we operate.
“Programme” means any structured course of training, mentoring, or education offered by the Company, including the Make, Manage & Multiply Mastermind and any successor programmes.
“Retreat” or “Event” means any live, in-person experience organised by the Company, including but not limited to the Dubai Retreat (“Taste the Mango”), VIP dinners, networking events, workshops, and orientation sessions.
“E-Learning Platform” means the Company’s online training and education portal through which digital modules, recordings, and resources are made available to enrolled Customers.
“Stripe” means Stripe, Inc. and its affiliates, the third-party payment processor used by the Company to process card and electronic payments.
“Founder Member” means a Customer who enrolled in the Programme at the introductory pricing offered through Success Resources or an equivalent launch event.
“Success Resources” means Success Resources Global Pte Ltd and its affiliates, the Company’s promotional and distribution partner.
1.3 Scope of Application
These Terms apply to all website visitors and users; newsletter and marketing communication subscribers; community members (including any WhatsApp or online membership groups); retreat and event attendees; e-learning platform users and course participants; private coaching clients; any person purchasing, enrolling in, or accessing any Service; and any person introduced to third-party service providers or investment opportunities through the Company.
2. COMPANY INFORMATION
2.1 B1 Of Us Advisory Services is a Free Zone Company registered in the United Arab Emirates. Our registered address is: 407-FZF- 211 04 Sheikh Rawhid Tower Dubai World Trade Centre United Arab Emirates.
2.2 For enquiries relating to these Terms, please contact us at: [email protected].
3. NATURE OF SERVICES — EDUCATIONAL ONLY
3.1 B1 Of Us provides educational content, information, coaching, community, and experiential learning services related to wealth creation, property investment, alternative investments, tax optimisation, asset protection, and financial strategies. All Services are for educational and informational purposes only.
3.2 Nothing provided through our Services constitutes financial advice, investment advice, legal advice, tax advice, accounting advice, immigration advice, or any other form of regulated professional advice.
3.3 You should consult with appropriately qualified and regulated professionals (including financial advisers, solicitors, accountants, tax specialists, and immigration consultants) in the relevant jurisdiction before making any investment, legal, tax, or financial decisions.
3.4 Any information shared during our training modules, retreats, webinars, community interactions, coaching sessions, or through any other channel is provided for educational purposes. It should not be treated as a personal recommendation to you.
3.5 The Company does not assess suitability, appropriateness, risk tolerance, or financial circumstances of Customers. Any decision to invest is made solely at the Customer’s own discretion and risk.
4. INVESTMENT DISCLAIMERS AND RISK ACKNOWLEDGEMENT
4.1 No Investment Guarantees
WE PROVIDE NO GUARANTEES, WARRANTIES, OR ASSURANCES REGARDING: INVESTMENT RETURNS OR PERFORMANCE; PROPERTY VALUES OR APPRECIATION; RENTAL YIELDS OR INCOME; GOLD, SILVER, OR COMMODITY PRICES; MARKET CONDITIONS OR TRENDS; SUCCESS OF ANY INVESTMENT STRATEGY; ACHIEVEMENT OF FINANCIAL GOALS; OR OUTCOMES FROM APPLYING INFORMATION LEARNED THROUGH OUR SERVICES.
4.2 Investment Risk Acknowledgement
You acknowledge and agree that: all investments involve risk, including the risk of total loss of capital; past performance does not guarantee future results; real estate, precious metals, and alternative investment markets can fluctuate significantly; international investments carry additional risks including currency, political, regulatory, and liquidity risks; you are solely responsible for your own investment decisions; you should conduct your own due diligence before any investment; you should only invest amounts you can afford to lose; the value of gold, silver, and precious metals can go down as well as up; and off-plan property investments carry specific risks including developer default, construction delays, and market changes.
4.3 No Liability for Investment Decisions
B1 OF US, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, PRESENTERS, SPEAKERS, COACHES, PARTNERS, AND REPRESENTATIVES SHALL NOT BE LIABLE FOR ANY LOSSES, DAMAGES, OR CONSEQUENCES ARISING FROM: ANY INVESTMENT DECISIONS YOU MAKE; INFORMATION SHARED IN ANY FORUM, COMMUNITY PLATFORM, EMAIL, COURSE MODULE, RETREAT, COACHING SESSION, WEBINAR, OR ANY OTHER COMMUNICATION CHANNEL; RECOMMENDATIONS, SUGGESTIONS, OR OPINIONS EXPRESSED BY STAFF, DIRECTORS, COACHES, COMMUNITY MEMBERS, GUEST SPEAKERS, OR ANY OTHER PERSONS; INFORMATION PROVIDED BY THIRD PARTIES INCLUDING ADVISERS, DEVELOPERS, AGENTS, BROKERS, OR OTHER SERVICE PROVIDERS; PROPERTIES VIEWED, EVALUATED, OR DISCUSSED DURING RETREATS OR COACHING SESSIONS; ALTERNATIVE INVESTMENTS (INCLUDING GOLD, SILVER, BONDS, OR OTHER INSTRUMENTS) PRESENTED OR DISCUSSED; OR STRATEGIES, FRAMEWORKS, OR METHODOLOGIES TAUGHT IN OUR PROGRAMMES.
4.4 Independent Decision Making
You acknowledge that: you are making all investment decisions independently and of your own free will; you are not relying solely on information from B1 Of Us; you will conduct your own research and due diligence; you will seek independent, regulated professional advice before investing; and you understand the risks involved in your investment decisions.
4.5 Money-Back Guarantee — Specific Terms
Where the Company offers a money-back guarantee in connection with any Programme (for example, a guarantee that you will make back at least the Programme fee from one deal opportunity within the first year), such guarantee is subject to the following conditions: the Customer must have completed all training modules in full; the Customer must have attended the Retreat (where applicable); the Customer must have actively engaged with the Programme and taken reasonable steps to implement the strategies taught; the guarantee relates solely to the Programme fee paid by the Customer and does not extend to any investment losses, opportunity costs, or other expenses; and any claim under the guarantee must be submitted in writing to the Company within thirty (30) days of the expiry of the relevant guarantee period, together with reasonable evidence that the conditions have been met. The Company shall assess any guarantee claim reasonably and in good faith based on evidence provided.
4.6 Non-Reliance and Suitability
You acknowledge that the Company has not provided personalized financial advice, has not assessed your financial situation, objectives, or risk tolerance, and has not recommended any specific investment as suitable to you. You confirm that you are not relying on the Company to assess the suitability of any investment opportunity.
5. RETREAT AND EVENT TERMS
5.1 What Is Included
Retreat packages include the elements specified at the time of booking, which may include: hotel accommodation for the specified number of nights; VIP welcome dinner; daily training, workshops, and presentations; guest speaker sessions; networking events; introductions to specialist advisers; and event materials and resources. Specific inclusions will be confirmed in the booking confirmation.
5.2 Prerequisite Completion
Retreat attendance is conditional upon the Customer having completed all prerequisite training modules to the Company’s satisfaction prior to the Retreat dates. Customers who have not completed the required modules will not be permitted to attend the Retreat, and no refund shall be issued for failure to meet this prerequisite. The Company will provide reasonable notice of the module completion deadline.
5.3 Event Participation
By attending any Retreat or Event: you acknowledge the educational nature of the event; you agree to follow all event rules and guidelines; you assume all risks associated with travel to and from the event; you release B1 Of Us from liability for any injuries, illness, losses, or damages during the event; you are responsible for your own travel arrangements and insurance; and you acknowledge that the Company is not liable for any visa, immigration, or entry requirements for the event destination. You voluntarily assume all risk associated with participation in any Retreat or Event, including but not limited to travel risks, accommodation risks, property site visits, transportation risks, and networking activities. You are solely responsible for obtaining appropriate travel, medical, and personal insurance coverage.
5.4 Property Tours and Viewings
Where property tours or viewings are included in a Retreat: they are for educational purposes only and do not constitute recommendations to purchase; they require your own independent due diligence and professional inspections; properties shown may be from developers, agents, or partners who have a commercial relationship with the Company (which will be disclosed); and any decision to invest in or purchase property is entirely your own.
5.5 Third-Party Service Providers and Introductions
The Company may introduce you to third-party service providers, advisers, developers, brokers, and other professionals (“Power Team”). You acknowledge that: the Company does not guarantee the quality, reliability, accuracy, or performance of any third party; you should conduct your own due diligence on all service providers; the Company may receive compensation, commissions, or referral fees from third parties (which will be disclosed where required); any agreements or contracts are solely between you and the third party; and the Company accepts no liability for the acts, omissions, advice, or performance of any third party.
5.6 Event Changes
The Company reserves the right to: change the venue, dates, speakers, schedule, or format of any Event with reasonable notice; substitute speakers or presenters of comparable expertise; cancel an Event due to force majeure, insufficient enrolments, or other circumstances beyond its reasonable control; and offer an alternative Event date, credit, or comparable substitute in the event of cancellation. The Company shall use reasonable endeavours to notify Customers of changes as soon as practicable.
6. CANCELLATION, REFUND, AND CHARGEBACK POLICY
6.1 E-Learning Platform and Digital Training Modules
6.1.1 Digital content, including access to the E-Learning Platform and training modules, is non-refundable once access has been granted and/or any module content has been accessed, streamed, or downloaded. This is because digital content is delivered immediately and cannot be “returned.”
6.1.2 If you have not accessed any content, you may request a cancellation within fourteen (14) days of purchase by emailing [email protected]. Any refund will be processed within fourteen (14) business days.
6.2 Retreats and Live Events
6.2.1 Retreat and Event fees are non-refundable. The cost of Retreats includes hotel accommodation, VIP dinners, event facilities, guest speaker fees, and logistical arrangements, all of which are committed and paid for by the Company in advance. These costs cannot be recovered if a Customer cancels.
6.2.2 Cancellation more than sixty (60) days before the Event: the Customer may transfer their booking to the next available Event date (one transfer only), or transfer their booking to another named individual, subject to the Company’s written approval and the transferee meeting all prerequisite requirements.
6.2.3 Cancellation between thirty (30) and sixty (60) days before the Event: the Customer may transfer their booking to another named individual (subject to the Company’s approval) but may not transfer to a future Event date. No refund will be issued.
6.2.4 Cancellation less than thirty (30) days before the Event or no-show: no refund, credit, or transfer will be issued.
6.2.5 If the Company cancels an Event for reasons within its control, Customers will be offered a full refund of the Event fee or a transfer to the next available Event date, at the Customer’s election.
6.3 Programme Enrolment (Combined Packages)
6.3.1 Where the Customer has purchased a combined package that includes both e-learning modules and Retreat attendance (for example, the Founder Member package), the Programme fee is allocated as follows: a portion for digital training and e-learning access, and a portion for the Retreat and live event experience. The specific allocation will be confirmed at the time of purchase.
6.3.2 The digital training component becomes non-refundable once any module has been accessed. The Retreat component is subject to the Retreat cancellation terms in Clause 6.2 above.
6.4 Payments via Success Resources
6.4.1 Where payment has been processed through Success Resources, the cancellation and refund terms of Success Resources shall apply to the portion of the fee collected by them. The Company will cooperate with Success Resources to facilitate any eligible refund, but the Company is not responsible for delays or decisions by Success Resources.
6.5 Instalment Plans
6.5.1 If you have agreed to an instalment payment plan and wish to cancel, you remain liable for all instalments due in respect of Services already delivered or accessed. Cancellation does not release you from your obligation to pay outstanding instalments for content already provided.
6.6 Stripe Payment Processing
6.6.1 All card and electronic payments are processed through Stripe. By making a payment, you agree to Stripe’s terms of service and privacy policy in addition to these Terms. The Company does not store your full payment card details.
6.6.2 Refunds, where approved, will be processed via Stripe to the original payment method. Please allow up to fourteen (14) business days for the refund to appear on your statement.
6.7 Chargebacks
6.7.1 You agree not to initiate a chargeback or payment dispute with your bank or card issuer without first contacting the Company directly to attempt to resolve the matter. Initiating a chargeback without prior good-faith contact with the Company may be treated as a breach of these Terms.
6.7.2 In the event of a chargeback, the Company reserves the right to: suspend or terminate your access to all Services immediately; pursue recovery of the disputed amount together with any fees, costs, or penalties incurred by the Company as a result of the chargeback; and provide evidence to the payment processor to dispute the chargeback.
6.7.3 If a chargeback is initiated after you have accessed digital content or attended an Event, the Company will provide evidence of access, delivery, and/or attendance to the payment processor.
6.7.4 The Customer acknowledges and agrees that the Company may rely upon digital access logs, IP address records, login history, attendance records, communication records, module access timestamps, and other system-generated data as evidence of access, delivery, and participation in any chargeback, dispute, arbitration, or legal proceeding.
6.8 Consumer Protection
6.8.1 Nothing in this Clause (6) limits or excludes any statutory cancellation or refund rights which cannot be excluded under applicable consumer protection laws.
7. E-LEARNING, COACHING, AND COURSE TERMS
7.1 All training modules, coaching sessions, webinars, and courses provide education, frameworks, and strategies. They do not provide personalised investment advice, guaranteed outcomes or results, or property or investment recommendations specific to your situation.
7.2 Implementation Responsibility: You are solely responsible for implementing any strategies learned; adapting information to your specific circumstances; seeking professional advice before taking action; and the results of your implementation efforts.
7.3 E-Learning Platform Access: Access to the E-Learning Platform is granted for the period specified at the time of enrolment. The Company reserves the right to modify, update, or replace module content to ensure it remains current and relevant, provided the overall educational value is maintained.
7.4 The Company reserves the right to: modify course content and materials; change session schedules with reasonable notice; limit or terminate access for violation of these Terms; and discontinue any programme with appropriate notice and, where applicable, a pro-rata refund for unused periods.
7.5 Recording and Intellectual Property: All sessions may be recorded by the Company. Customers may not record, screenshot, reproduce, or share session recordings, materials, or content without the Company’s prior written consent. Breach of this clause may result in immediate termination of access without refund.
8. COMMUNITY PARTICIPATION AND CONDUCT
8.1 Our Community (including WhatsApp groups and any other platforms) may contain discussions, opinions, and information shared by members, staff, and third parties. All such content represents the views of the individual contributors only; does not represent the views, endorsements, or recommendations of B1 Of Us; should not be relied upon as professional advice; and may be inaccurate, outdated, or incomplete.
8.2 We do not verify: investment results or returns claimed by community members; credentials or expertise of community participants; accuracy of information shared by users; or financial claims, success stories, or testimonials.
8.3 Community Conduct: You agree to: respect all community members; not share illegal, defamatory, discriminatory, or harmful content; not engage in spam, harassment, bullying, or inappropriate behaviour; not share confidential, proprietary, or copyrighted information without permission; not promote competing services or solicit community members for external purposes; comply with all applicable laws and regulations; and not use the Community to provide or seek regulated financial, legal, or tax advice.
8.4 The Company reserves the right to remove any member from the Community, without refund, for breach of these conduct rules, at its sole discretion.
9. INTELLECTUAL PROPERTY
9.1 All Content, materials, courses, frameworks, branding, logos, the “Preserve. Protect. Prosper.” tagline, the “Make, Manage & Multiply” name, and all other intellectual property provided through our Services are owned by B1 Of Us or its licensors and are protected by copyright, trademark, and other intellectual property laws.
9.2 We grant you a limited, non-exclusive, non-transferable, revocable licence to access and use our Content for your personal, non-commercial educational purposes only, for the duration of your enrolment.
9.3 You may not: reproduce, distribute, sell, sublicense, or publicly display our Content; create derivative works from our materials; remove copyright or proprietary notices; use our Content for any commercial purpose; share course materials, login credentials, recordings, or coaching content with non-participants; record any live session, webinar, or event without prior written consent; or use any Content to develop competing services or programmes. Unauthorized sharing constitutes a material breach of these Terms.
9.4 Any breach of this Clause 9 shall entitle the Company to terminate your access immediately without refund and to pursue all available legal remedies, including injunctive relief and damages.
10. NEWSLETTER AND MARKETING COMMUNICATIONS
10.1 By subscribing to our newsletter or providing your contact details, you consent to receive marketing communications from us by email, SMS, WhatsApp, or other channels.
10.2 You can unsubscribe at any time using the unsubscribe link in any communication or by emailing [email protected].
10.3 Newsletter and marketing content is for informational and educational purposes only, should not be relied upon as professional advice, may contain opinions that do not represent guarantees, and may be outdated by the time you read it.
11. PRIVACY AND DATA PROTECTION
11.1 Our collection, use, and processing of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference and available at www.b1ofus.com/privacy.
11.2 We process personal data in accordance with applicable data protection laws, including the UAE Federal Decree-Law No. 45 of 2021 on the Protection of Personal Data, and (where applicable to Customers in the European Economic Area) the General Data Protection Regulation (EU) 2016/679 (“GDPR”).
11.3 While we implement reasonable security measures, we cannot guarantee absolute security of your data. You provide information at your own risk.
11.4 By making a payment through Stripe, you acknowledge that your payment data is processed by Stripe in accordance with Stripe’s own privacy policy and PCI-DSS compliance standards. The Company does not have access to or store your full card details.
12. DISCLAIMERS AND LIMITATIONS OF LIABILITY
12.1 Service Availability
We provide Services “as is” and “as available” without warranties of any kind, express or implied, including but not limited to: warranties of merchantability; fitness for a particular purpose; non-infringement; accuracy or completeness of Content; uninterrupted or error-free service; or that the Services will meet your specific requirements or expectations.
12.2 Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, B1 OF US, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, AND REPRESENTATIVES SHALL NOT BE LIABLE FOR: ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES; LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITIES; INVESTMENT LOSSES OR FINANCIAL DAMAGES OF ANY KIND; DAMAGES ARISING FROM USE OR INABILITY TO USE OUR SERVICES; RELIANCE ON ANY CONTENT OR INFORMATION PROVIDED THROUGH OUR SERVICES; ACTIONS, OMISSIONS, ADVICE, OR SERVICES OF THIRD PARTIES (INCLUDING POWER TEAM MEMBERS); TECHNICAL FAILURES, INTERRUPTIONS, DATA LOSS, OR ERRORS; UNAUTHORISED ACCESS TO YOUR ACCOUNT OR DATA; OR ANY MATTER BEYOND OUR REASONABLE CONTROL.
OUR TOTAL AGGREGATE LIABILITY FOR ANY AND ALL CLAIMS ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE TOTAL AMOUNT ACTUALLY PAID BY YOU TO THE COMPANY IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
12.3 Jurisdiction-Specific Rights
Some jurisdictions do not allow certain limitations or exclusions of liability. In such cases, our liability will be limited to the maximum extent permitted by the applicable law of that jurisdiction. Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law. Nothing in these Terms excludes or limits liability for fraud, willful misconduct, or gross negligence to the extent such exclusion or limitation is prohibited by applicable law.
13. INDEMNIFICATION
13.1 You agree to indemnify, defend, and hold harmless B1 Of Us, its directors, officers, employees, agents, partners, and representatives from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising out of or related to: your use of our Services; your violation of these Terms; your investment decisions; your violation of any applicable laws or rights of third parties; content you submit or share through the Community; your participation in any Event or Retreat; your interactions with any third-party service provider introduced through the Company; or any misrepresentation made by you.
13.2 The Company shall promptly notify you of any claim subject to indemnification.
13.3 The Company shall have the right to control the defense and settlement of any such claim, provided that no settlement imposing admission of liability or financial obligation on you shall be entered without your prior written consent (not to be unreasonably withheld).
13.4 You agree to cooperate reasonably in the defense of any claim.
14. PROGRAMME-SPECIFIC DISCLAIMERS
14.1 Dubai and International Real Estate
For programmes related to Dubai or international real estate: you acknowledge additional risks of international investment, including currency risk, regulatory changes, developer risk, and market volatility; you are responsible for understanding local laws, regulations, and customs; you must comply with all applicable laws in your jurisdiction and the investment jurisdiction; off-plan property investments carry specific risks and require independent legal and financial advice; and rental income projections are estimates only and are not guaranteed.
14.2 Gold, Silver, and Precious Metals
For information relating to gold, silver, and precious metals investments: the value of precious metals can fluctuate significantly and may go down as well as up; leaseback or income-generating arrangements on precious metals carry specific risks including counterparty risk; the Company does not guarantee the performance of any bullion partner, vault, or custodian; and you should seek independent advice before investing in precious metals.
14.3 Alternative Investments
For information relating to alternative investments (including property bonds, syndications, joint ventures, vehicle leasing, mining investments, or any other non-traditional investments): these investments are typically illiquid and carry higher risks than traditional investments; past performance and projected returns are not reliable indicators of future results; you should invest only amounts you can afford to lose entirely; and you must conduct your own independent due diligence and seek professional advice.
14.4 Golden Visa and Immigration
Information regarding Golden Visa or residency programmes: is subject to change by government authorities at any time without notice; requires independent verification with qualified immigration professionals; may have specific requirements that vary by individual circumstances; and does not constitute immigration advice or any guarantee of approval.
14.5 Tax Optimisation
Information regarding tax strategies, holding company structures, family office structures, or wealth preservation arrangements: is general educational information only; requires consultation with qualified tax professionals in your specific jurisdiction; may not apply to your individual circumstances; does not constitute tax, legal, or accounting advice; and the Company accepts no liability for any tax consequences arising from your implementation of any strategy discussed.
15. THIRD-PARTY LINKS, SERVICES, AND AFFILIATES
15.1 Our Services may contain links to third-party websites, platforms, services, or resources. We do not control or endorse third-party sites; are not responsible for their content, accuracy, policies, or practices; and make no warranties regarding third-party services.
15.2 The Company may participate in affiliate arrangements or receive commissions, referral fees, or other compensation from third parties when Customers engage with those parties. Where material, such arrangements will be disclosed.
15.3 Mentions of, introductions to, or presentations by third parties (including developers, service providers, investment platforms, and advisers) do not constitute endorsements or recommendations by the Company.
16. TERMINATION
16.1 Termination by the Company: We may suspend or terminate your access to our Services at any time, with or without cause, including for: violation of these Terms; fraudulent or illegal activity; inappropriate conduct in the Community; non-payment of fees; initiating a chargeback without prior good-faith contact; or any other reason at our sole discretion.
16.2 Termination by You: You may terminate your use of our Services at any time by ceasing to access our Services, unsubscribing from communications, and cancelling memberships or subscriptions in accordance with the cancellation terms in Clause 6.
16.3 Effect of Termination: Upon termination: your right to access Services ceases immediately; you must cease using all Content and materials; provisions that should survive termination remain in effect (including Clauses 4, 9, 11, 12, 13, and 15); and refunds, if any, will be processed in accordance with Clause 6.
17. GOVERNING LAW AND DISPUTE RESOLUTION
17.1 These Terms shall be governed by and construed in accordance with the laws of the United Arab Emirates as applicable to the relevant Free Zone in which the Company is registered.
17.2 The parties agree to first attempt to resolve any disputes through good-faith negotiation for a period of not less than thirty (30) days.
17.3 If negotiations fail, disputes shall be referred to and finally resolved by arbitration under the DIAC Arbitration Rules (Dubai International Arbitration Centre), with the seat of arbitration in Dubai, United Arab Emirates. The language of arbitration shall be English. The arbitral award shall be final and binding on both parties.
17.4 Nothing in this Clause prevents either party from seeking urgent injunctive or interim relief from a court of competent jurisdiction.
18. FORCE MAJEURE
The Company shall not be liable for any failure or delay in performance due to circumstances beyond its reasonable control, including but not limited to: acts of God, natural disasters, epidemics, or pandemics; war, terrorism, civil unrest, or government sanctions; government orders, travel bans, or regulatory changes; failure of third-party suppliers, venues, or service providers; strikes, labour disputes, or utility failures; and internet or technology infrastructure failures. In the event of force majeure affecting a Retreat or Event, the Company will use reasonable endeavours to reschedule or provide a credit for a future Event.
19. GENERAL PROVISIONS
19.1 Entire Agreement: These Terms, together with our Privacy Policy and any specific programme terms referenced, constitute the entire agreement between you and B1 Of Us regarding the Services.
19.2 Severability: If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.
19.3 Waiver: Our failure to enforce any provision of these Terms at any time shall not constitute a waiver of that provision or any other provision.
19.4 Assignment: You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms to any successor entity or affiliate without restriction.
19.5 Modifications: We reserve the right to modify these Terms at any time. We will notify you of material changes by posting updated Terms on our website and, where practicable, sending notice to your registered email address. Your continued use of our Services after modifications constitutes acceptance of the updated Terms. If you do not agree to modifications, you must discontinue use of our Services.
19.6 Language: These Terms are drafted in English. Any translations are provided for convenience only. In case of conflicts, the English version prevails.
19.7 No Partnership or Agency: Nothing in these Terms creates a partnership, joint venture, agency, franchise, or employment relationship between you and the Company.
19.8 Survival: Clauses 3, 4, 6, 9, 11, 12, 13, 14, 15, and 17, and any other provisions which by their nature should survive, shall survive the termination or expiry of these Terms.
20. AGE RESTRICTION AND CAPACITY
You must be at least eighteen (18) years of age to use our Services. By using our Services, you represent and warrant that you are at least eighteen (18) years old and have the legal capacity to enter into these Terms. If you are entering into these Terms on behalf of a company or other legal entity, you represent that you have authority to bind that entity.
21. CONTACT INFORMATION
For questions about these Terms, please contact us at:
B1 Of Us Advisory Services
Email: [email protected]
Website: www.b1ofus.com
Registered Address: 407-FZF- 211 04 Sheikh Rawhid Tower Dubai World Trade Centre United Arab Emirates
22. ACKNOWLEDGEMENT
BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS IN THEIR ENTIRETY.
YOU SPECIFICALLY ACKNOWLEDGE AND ACCEPT THE INVESTMENT DISCLAIMERS, RISK WARNINGS, AND LIMITATIONS OF LIABILITY CONTAINED HEREIN.
YOU UNDERSTAND THAT B1 OF US PROVIDES EDUCATIONAL SERVICES ONLY AND DOES NOT PROVIDE INVESTMENT, FINANCIAL, LEGAL, TAX, IMMIGRATION, OR ANY OTHER FORM OF REGULATED PROFESSIONAL ADVICE.
YOU AGREE TO SEEK INDEPENDENT, QUALIFIED, AND REGULATED PROFESSIONAL ADVICE BEFORE MAKING ANY INVESTMENT, FINANCIAL, TAX, OR LEGAL DECISIONS.
YOU ACCEPT FULL RESPONSIBILITY FOR YOUR OWN INVESTMENT DECISIONS AND ACKNOWLEDGE THAT B1 OF US SHALL NOT BE LIABLE FOR ANY LOSSES OR DAMAGES ARISING FROM YOUR INVESTMENT OR FINANCIAL ACTIVITIES.
YOU UNDERSTAND AND AGREE THAT RETREAT AND EVENT FEES ARE NON-REFUNDABLE AND THAT DIGITAL CONTENT IS NON-REFUNDABLE ONCE ACCESSED.
YOU AGREE NOT TO INITIATE CHARGEBACKS WITHOUT FIRST CONTACTING THE COMPANY IN GOOD FAITH.
B1 OF US - Preserve. Protect. Prosper.