Terms and Conditions

B1 OF US
Last Updated: 10 November 2025

1. INTRODUCTION AND ACCEPTANCE

1.1 Agreement to Terms

By accessing or using the B1 OF US website, services, community platform, newsletters, events, coaching programs, or any related materials (collectively, the "Services"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you must not access or use our Services.

1.2 Definitions

"We," "us," "our," or "B1 OF US" refers to B1 OF US, its directors, officers, employees, agents, and representatives.

"You," "your," or "User" refers to any person accessing or using our Services, including website visitors, newsletter subscribers, community members, retreat attendees, and coaching clients.

"Content" refers to all information, text, graphics, videos, materials, and resources provided through our Services.

"Community" refers to any forum, group, platform, or membership area we operate.

1.3 Scope of Application

These Terms apply to:

All website visitors and users

Newsletter subscribers

Community members (including any Dubai Community or other membership groups)

Retreat attendees (including the Ultimate Freedom Through Real Estate Dubai Retreat)

Private coaching clients

Course participants (including the Ultimate Freedom from Real Estate Course)

Any other users of our Services

2. EDUCATIONAL SERVICES ONLY

2.1 Nature of Services

B1 OF US provides educational content, information, coaching, and community services related to real estate investment, wealth building, and financial strategies. All Services are for educational and informational purposes only.

2.2 Not Financial, Legal, or Tax Advice

Nothing provided through our Services constitutes:

Financial advice

Investment advice

Legal advice

Tax advice

Accounting advice

Immigration advice

Or any other professional advice

You should consult with qualified professionals (financial advisors, attorneys, accountants, tax specialists, immigration consultants) before making any investment, legal, tax, or financial decisions.

3. INVESTMENT DISCLAIMERS AND NO GUARANTEES

3.1 No Investment Guarantees

WE PROVIDE NO GUARANTEES, WARRANTIES, OR ASSURANCES REGARDING:

Investment returns or performance

Property values or appreciation

Rental yields or income

Market conditions or trends

Success of any investment strategy

Achievement of financial goals

Outcomes from applying information learned through our Services

3.2 Investment Risk Acknowledgment

You acknowledge and agree that:

All investments involve risk, including the risk of total loss of capital

Past performance does not guarantee future results

Real estate markets can fluctuate significantly

International investments carry additional risks including currency, political, and regulatory risks

You are solely responsible for your own investment decisions

You should conduct your own due diligence before any investment

You should only invest amounts you can afford to lose

3.3 No Liability for Investment Decisions

B1 OF US, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, PRESENTERS, SPEAKERS, COACHES, AND REPRESENTATIVES SHALL NOT BE LIABLE FOR ANY LOSSES, DAMAGES, OR CONSEQUENCES ARISING FROM:

Any investment decisions you make

Information shared in any forum, community platform, email, course, retreat, coaching session, or any other communication channel

Recommendations, suggestions, or opinions expressed by staff, directors, coaches, community members, guest speakers, or any other persons

Information provided by third parties including power teams, developers, agents, or other service providers

Properties viewed, evaluated, or discussed during retreats or coaching sessions

Strategies, frameworks, or methodologies taught in our courses or programs

3.4 Independent Decision Making

You acknowledge that:

You are making all investment decisions independently

You are not relying solely on information from B1 OF US

You will conduct your own research and due diligence

You will seek independent professional advice before investing

You understand the risks involved in your investment decisions

4. COMMUNITY AND FORUM PARTICIPATION

4.1 User-Generated Content

Our Community may contain discussions, opinions, and information shared by members, staff, and third parties. All such content:

Represents the views of the individual contributors only

Does not represent the views or endorsements of B1 OF US

Should not be relied upon as professional advice

May be inaccurate, outdated, or incomplete

4.2 No Verification of User Claims

We do not verify:

Investment results claimed by community members

Credentials or expertise of community participants

Accuracy of information shared by users

Financial claims or success stories

4.3 Your Responsibility

You are responsible for:

Evaluating all information critically

Verifying facts independently

Seeking professional advice before acting on community information

Your own contributions and interactions in the Community

4.4 Community Conduct

You agree to:

Respect all community members

Not share illegal, defamatory, or harmful content

Not engage in spam, harassment, or inappropriate behavior

Not share confidential or proprietary information without permission

Comply with all applicable laws and regulations

5. RETREAT AND EVENT TERMS

5.1 Event Participation

By attending any retreat, bootcamp, seminar, or event:

You acknowledge the educational nature of the event

You agree to follow all event rules and guidelines

You assume all risks associated with travel and participation

You release B1 OF US from liability for any injuries, losses, or damages during the event

5.2 Property Tours and Evaluations

Property tours or viewings during retreats:

Are for educational purposes only

Do not constitute recommendations to purchase

Involve properties we have no financial interest in (unless explicitly disclosed)

Require your own independent due diligence and professional inspections

May include properties from developers or agents who compensate us (which will be disclosed)

5.3 Third-Party Service Providers

We may introduce you to "power teams" or third-party service providers (lawyers, accountants, property managers, mortgage brokers, etc.). You acknowledge:

We do not guarantee the quality, reliability, or performance of third parties

You should conduct your own due diligence on all service providers

We may receive compensation or referral fees from third parties (which will be disclosed)

Any agreements are solely between you and the third party

5.4 Cancellation and Refund Policy

[INSERT YOUR SPECIFIC CANCELLATION AND REFUND TERMS]

6. COACHING AND COURSE TERMS

6.1 Educational Nature

All coaching sessions and courses provide education, frameworks, and strategies. They do not provide:

Personalized investment advice

Guaranteed outcomes or results

Property recommendations specific to your situation (unless you have engaged separate advisory services)

6.2 Implementation Responsibility

You are solely responsible for:

Implementing any strategies learned

Adapting information to your specific circumstances

Seeking professional advice before taking action

Results of your implementation efforts

6.3 Access and Availability

We reserve the right to:

Modify course content and materials

Change coaching schedules with reasonable notice

Limit or terminate access for violation of these Terms

Discontinue any program with appropriate notice

7. NEWSLETTER AND COMMUNICATIONS

7.1 Subscription

By subscribing to our newsletter, you:

Consent to receive marketing communications from us

Can unsubscribe at any time using the unsubscribe link

Acknowledge that newsletter content is educational only

7.2 Content Disclaimer

Newsletter content:

Is for informational purposes only

Should not be relied upon as professional advice

May contain opinions that do not represent guarantees

May be outdated by the time you read it

8. INTELLECTUAL PROPERTY

8.1 Ownership

All Content, materials, courses, frameworks, branding, logos, and intellectual property provided through our Services are owned by B1 OF US or our licensors and are protected by copyright, trademark, and other intellectual property laws.

8.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our Content for personal, non-commercial educational purposes only.

8.3 Restrictions

You may not:

Reproduce, distribute, or sell our Content without permission

Create derivative works from our materials

Remove copyright or proprietary notices

Use our Content for commercial purposes

Share course materials or coaching content with non-participants

9. PRIVACY AND DATA PROTECTION

9.1 Privacy Policy

Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

9.2 Data Security

While we implement reasonable security measures, we cannot guarantee absolute security of your data. You provide information at your own risk.

10. DISCLAIMERS AND LIMITATIONS OF LIABILITY

10.1 Service Availability

We provide Services "as is" and "as available" without warranties of any kind, express or implied, including but not limited to:

Warranties of merchantability

Fitness for a particular purpose

Non-infringement

Accuracy or completeness of Content

Uninterrupted or error-free service

10.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, B1 OF US, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AND REPRESENTATIVES SHALL NOT BE LIABLE FOR:

Any indirect, incidental, consequential, special, or punitive damages

Loss of profits, revenue, data, or business opportunities

Investment losses or financial damages

Damages arising from use or inability to use our Services

Reliance on any Content or information provided

Actions or omissions of third parties

Technical failures, interruptions, or errors

OUR TOTAL AGGREGATE LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE 12 MONTHS PRECEDING THE CLAIM.

10.3 Jurisdiction-Specific Rights

Some jurisdictions do not allow certain limitations of liability. In such cases, our liability will be limited to the maximum extent permitted by law.

11. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless B1 OF US, its directors, officers, employees, agents, and representatives from any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising from:

*Your use of our Services

*Your violation of these Terms

Your investment decisions

Your violation of any laws or rights of third parties

Content you submit or share

Your participation in the Community

12. THIRD-PARTY LINKS AND SERVICES

12.1 External Links

Our Services may contain links to third-party websites, services, or resources. We:

Do not control or endorse third-party sites

Are not responsible for their content, policies, or practices

Make no warranties regarding third-party services

12.2 Third-Party Relationships

Mentions or introductions to third parties (developers, service providers, etc.) do not constitute endorsements. You should:

Conduct independent due diligence

Verify credentials and licenses

Review all agreements carefully

Seek independent advice

13. MODIFICATIONS TO TERMS

13.1 Right to Modify

We reserve the right to modify these Terms at any time. We will notify you of material changes by:

Posting updated Terms on our website

Sending notice to your registered email address

Displaying a notice on our platform

13.2 Continued Use

Your continued use of our Services after modifications constitutes acceptance of the updated Terms. If you do not agree to modifications, you must discontinue use of our Services.

14. TERMINATION

14.1 Termination by Us

We may suspend or terminate your access to our Services at any time, with or without cause, including for:

Violation of these Terms

Fraudulent or illegal activity

Inappropriate conduct in the Community

Non-payment of fees

14.2 Termination by You

You may terminate your use of our Services at any time by:

Ceasing to access our Services

Unsubscribing from newsletters

Canceling memberships or subscriptions per our cancellation policy

14.3 Effect of Termination

Upon termination:

Your right to access Services immediately ceases

Provisions that should survive termination remain in effect (including disclaimers, limitations of liability, indemnification)

Refunds, if any, will be processed per our refund policy

15. GOVERNING LAW AND DISPUTE RESOLUTION

15.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of [INSERT JURISDICTION], without regard to conflict of law principles.

15.2 Jurisdiction

You agree to submit to the exclusive jurisdiction of the courts located in [INSERT JURISDICTION] for resolution of any disputes.

15.3 Dispute Resolution

The parties agree to first attempt to resolve any disputes through good faith negotiations. If negotiations fail, disputes shall be referred to and finally resolved by arbitration under the DIAC Arbitration Rules (Dubai International Arbitration Centre), with the seat of arbitration in Dubai, United Arab Emirates. The language of arbitration shall be English.

16. GENERAL PROVISIONS

16.1 Entire Agreement

These Terms, together with our Privacy Policy and any other policies referenced, constitute the entire agreement between you and B1 OF US regarding the Services.

16.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

16.3 Waiver

Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.

16.4 Assignment

You may not assign or transfer these Terms or your rights hereunder without our written consent. We may assign these Terms without restriction.

16.5 Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, pandemics, or government actions.

16.6 Language

These Terms are drafted in English. Any translations are provided for convenience only. In case of conflicts, the English version prevails.

17. SPECIFIC PROGRAM DISCLAIMERS

17.1 Dubai Real Estate Programs

For programs related to Dubai or international real estate:

You acknowledge additional risks of international investment

You are responsible for understanding local laws, regulations, and customs

You must comply with all applicable laws in your jurisdiction and the investment jurisdiction

Visa, residency, and immigration matters require separate legal advice

Tax implications vary by individual circumstances and jurisdiction

Currency exchange risk is your responsibility

17.2 Golden Visa Information

Information regarding Golden Visa or residency programs:

Is subject to change by government authorities

Requires independent verification with immigration professionals

May have specific requirements that vary by individual

Does not constitute immigration advice or guarantees of approval

17.3 Tax Optimisation Information

Information regarding tax strategies or structures:

Is general information only

Requires consultation with qualified tax professionals in your jurisdiction

May not apply to your specific circumstances

Does not constitute tax advice

18. AGE RESTRICTION

You must be at least 18 years of age to use our Services. By using our Services, you represent and warrant that you are at least 18 years old.

19. CONTACT INFORMATION

For questions about these Terms, please contact us at:

B1 OF US
Email: [email protected]
Website: www.b1ofus.com

Address:

20. ACKNOWLEDGMENT

BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS. YOU SPECIFICALLY ACKNOWLEDGE THE INVESTMENT DISCLAIMERS AND LIMITATIONS OF LIABILITY CONTAINED HEREIN.

YOU UNDERSTAND THAT B1 OF US PROVIDES EDUCATIONAL SERVICES ONLY AND DOES NOT PROVIDE INVESTMENT, FINANCIAL, LEGAL, OR TAX ADVICE. YOU AGREE TO SEEK INDEPENDENT PROFESSIONAL ADVICE BEFORE MAKING ANY INVESTMENT OR FINANCIAL DECISIONS.

YOU ACCEPT FULL RESPONSIBILITY FOR YOUR INVESTMENT DECISIONS AND ACKNOWLEDGE THAT B1 OF US SHALL NOT BE LIABLE FOR ANY LOSSES OR DAMAGES ARISING FROM YOUR INVESTMENT ACTIVITIES.

These Terms and Conditions were last updated on 10 November 2025.

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